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As of 1 September 2009, the Act on structural measures for non-payers health insurance entered into force. This law detects defaulters. For this, health insurers report to the CAK (until 2016 this was to the Zorginstituut Nederland) of their insured persons with a premium delay of at least six months. The CAK then collects an administrative contribution (i.e. an increased contribution) by means of deduction from the wage or benefit (withholding tax). If withholding tax is not (completely) possible, the premium is collected with the help of the Central Judicial Incasso Bureau (CJIB). The use of this file requires permission from the data provider. This permission can be obtained by sending an e-mail with a brief summary of the purpose of the research and the substantiation of the use of the data, the analysis plan or the project proposal to [mail address hidden – contact CBS]. SGZ assesses the request and contacts the data supplier to arrange the consent. More information on how to access the data: > https://www.cbs.nl/nl-nl/onze-diensten/maatwerk-en-microdata/microdata-zelf-onderzoek-doen ### Methodology CBS receives from the CAK a file containing information about persons registered with them as a defaulter on 31 December of the year in question. This is linked to the BRP. Persons who meet the default definition are included in the DSC component. ### Population Persons who have not paid a premium for their basic insurance for at least 6 months, are registered in the Basic Register of Persons (BRP) on the reference date, are registered with the CAK, are in the administrative premium regime and are 18 years or older. Persons in which there is a stabilisation agreement or who are in a good-payer arrangement do not belong to the population.

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Name	Format	Description	Link

Non-payers Zorgverzekeringswet (as of 31-12-2010)

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