Schemes and types of plans

Description

How are supplementary pensions constituted? Both employees and the self-employed can build up a supplementary pension. Someone who works (or has worked) as an employee and as a self-employed person can build up (or have built up) a supplementary pension under both schemes. In 2023, there were 154,187 additional members with reserves acquired only in the employee scheme (+4.38%). Similarly, the number of members in the category "employees and self-employed" increased by 7.25% in 2023, only the category with only reserves acquired as self-employed decreased (slightly) (-1.98%). Citizens are increasingly mobile during their careers, so over the years they often build up a supplementary pension in different jobs (in several pension plans). Almost 52% of all members (approximately 2.2 million) have more than one supplementary pension plan. Of those members with only a supplementary employee’s pension, 52% have only one pension plan. Among the (pure) self-employed, this figure is 50%. Members with reserves both as employees and as self-employed persons have, by definition, several supplementary pension plans. Employees can build up their supplementary pension in several types of plans. Between January 1, 2018 and January 1, 2023, there are approximately 26% more members with a group business plan. In the same period, there are 19% more affiliates with a sector plan. As of 1 January 2023, there are almost 1% more members with an individual business plan compared to the previous year. The organiser of the pension plan may entrust the management of the pension reserves to an insurer or a pension fund (IRP). 3,557,664 people are affiliated to a pension plan managed by an insurer. Pension funds manage the pension reserves of 1,946,373 members.

Resources

Name Format Description Link
33 https://pensionstat.be/nl/kerncijfers/aanvullend-pensioen/stelsels-en-soorten
54 https://www.pensionstat.be/fr/chiffres-cles/pension-complementaire/regimes-et-types
33 https://www.pensionstat.be/fr/chiffres-cles/pension-complementaire/regimes-et-types
54 https://pensionstat.be/nl/kerncijfers/aanvullend-pensioen/stelsels-en-soorten

Tags

  • pensioenen
  • pensions

Topics

  • SOCI

Categories